Meet Sterling Watnem

I'm a licensed health insurance advisor based in Tampa, Florida. I help people who buy their own coverage understand exactly what they're paying for.

Sterling and Kela Watnem standing together outside, smiling at each other
Sterling Watnem smiling in a navy suit on a tree-lined walkway

Who I am

I'm a licensed health insurance advisor in Tampa, Florida. Most of my clients buy their own coverage: freelancers, people between jobs, and small business owners.

I don't work from a script. I start with your situation, then find plans that fit your budget and your doctors.

  • 14 states licensed
  • 22079605 my NPN
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Health insurance is not one size fits all

So I keep it clear, personal, and ongoing.

I listen first

I learn about your health, your medications, and the doctors you want to keep.

I explain it clearly

I share my screen and walk you through what each plan covers.

I stay with you

After you enroll, call me with questions instead of waiting on hold.

Kela Watnem smiling in a white dress on a sunny walkway

Kela Watnem

Kela is my wife and our Health Insurance Assistant. We're a family-run team, helping other families and individuals find coverage that fits. She works with me to help clients get answers quickly.

Ready for your estimate?

Answer 4 quick questions and see what private and Marketplace plans may cost you. No email or phone number needed.

A phone in Sterling's hand showing an incoming call from a client

Licensed in 14 states

Look me up by name or NPN 22079605, or open each state license on my Licenses page.