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Estimate your monthly cost

Answer 4 quick questions. Both estimates update as you go, and no email or phone number is needed.

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1Where do you live?
2Who needs coverage?
No children

M/F only affects private rates — Marketplace pricing is gender-neutral by law. Child estimates assume ages under 15.

3Household income
$130,000 per year

Slide it — both rates update instantly.

4Offered health coverage at work?

An affordable employer offer legally ends the Marketplace tax credit — even if you turn it down. Private plans aren't affected.

Estimates only — not a quote or offer of coverage. Marketplace figures use 2026 federal subsidy rules and statewide average benchmark premiums; your actual rate varies by county, plan, tobacco use, and eligibility. Private plan rates subject to underwriting approval. Schedule a free call for exact quotes.

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I'll get your answers and estimates, and reach out to go over your real options.

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Pick a time to talk it through

A free 30-minute call with Sterling. Have your estimate handy, and bring your current plan or COBRA letter if you have one.

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