How it works

From estimate to enrolled, step by step

Start with a 2-minute estimate. Then we talk about what you need, and I walk you through your best options before you decide.

Get My Quote
2 people at a desk during a consultation, one holding a pen over a clipboard and the other holding a phone, with a laptop between them

The process

What working together looks like

  1. Get your estimate

    Answer 4 quick questions to see what private and Marketplace plans may cost each month. No email or phone number needed.

    Start my estimate

  2. Book a call

    We talk through your situation, health conditions, medications, and the doctors you want in network. Pick a time for a 30-minute call.

    Open my calendar

  3. I narrow your options

    I narrow plans down to the best available options for your cost and the coverage you need.

  4. See it on screen

    I share my screen and explain each plan and how it works, so you understand exactly what you're buying.

  5. Apply

    Once you decide, we complete the application together.

  6. Get help any time

    I stay with your policy. When you have a question, call me instead of waiting on hold with the insurance company.

Before the call

What to have ready

It helps to have these handy for our first call.

  • Your doctors

    The doctors you want to keep in your network.

  • Your health needs

    Any conditions and medications, so I can match plans to them.

  • Your current plan

    Your plan or COBRA letter, if you have one.

Ready for your estimate?

Answer 4 quick questions and see what private and Marketplace plans may cost you. No email or phone number needed.

Get My Quote Book a Call
A phone in Sterling's hand showing an incoming call from a client

FAQ

Common questions

  • Do I have to pay for your service?

    No. You don't pay me anything. The insurance company pays me.

  • What should I have ready for the call?

    The doctors you want to keep, your medications, and your current plan or COBRA letter if you have one. Your estimate helps too.

  • Do you help after I enroll?

    Yes. I stay with your policy, so when you have questions or need help you can call me instead of waiting on hold with the insurance company.

  • Is the quote my final price?

    No. The quote is an estimate. Your final price comes from the insurance company after you apply.

  • What if a private plan isn't a fit for me?

    I'll tell you, and I'll point you to other options, such as a Marketplace plan.